Regardless who you buy your travel insurance from, please make sure you do buy it as it is important for peace of mind and knowing that if you miss connection, lose you luggage, suffer delays or have medical emergencies, you will be protected. We highly recommend travel insurance.
Why should I buy travel insurance?
Travel insurance provides cover for unexpected expenses due to unforseen problems such as a cancelled flight, lost luggage, serious illness and even terrorist acts or the bankruptcy of a travel supplier. If an illness or accident means that a trip has to be cancelled, the major financial losses are prepaid or unused payments and medical expenses that may not be covered by medical insurance.
What happens if I have to cancel my trip?
If you have to cancel your trip, you will lose your deposits and non-refundable payments which can often be very high. If you have comprehensive travel insurance, the insurance company can reimburse you for all these expenses if you have a covered reason.
How does trip cancellation and interruption coverage work?
The insurance company reimburses you for prepayments, deposits and non-refundable payments if you have to interrupt or cancel your trip for a covered reason.
What else is usually covered in a travel insurance plan?
As well as the cancellation and interruption cover, most comprehensive plans cover emergency medical expenses and transportation to the nearest medical facility when ordered by a doctor. It also covers reimbursement for additional accommodation and meals and transportation due to travel delays and reimbursement for essential items for delayed luggage and loss cover for lost, stolen or damaged luggage.
Are acts of terrorism covered by travel insurance?
Many travel insurance policies do not cover acts of terrorism or at best, only acts that happen on foreign soil.
What is the cost of travel insurance?
The cost of travel insurance depends on the length of the trip, the value of the trip, the destination of the trip and the particular plan purchased.