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Travel Insurance

Travel Insurance

Travel Insurance

Insurance
No matter who you buy from please consider vacation insurance before you travel because between missed connections, lost or delayed luggage, or medical emergencies, you want the peace of mind that your vacation investment is well protected. Therefore, we highly recommend travel insurance.
Why is it important to buy Travel Insurance?
If you are not sure about getting travel protection, here are a few commonly asked questions: 
Q. Why should a traveler buy travel insurance? 
A. Travel insurance gives travelers coverage for unforeseen problems, from a cancelled flight to a serious illness (or in rare cases, even an act of terrorism or the financial default of a travel supplier). If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their plans, they face two major financial losses. The first one is the—money invested in prepaid, nonrefundable and unused payments or deposits, and medical expenses that in many instances may not be covered by health insurance. 
Q. What happens if a traveler must cancel their vacation? 
A. Often a traveler will lose nonrefundable deposits and prepayments that can add up to hundreds—or even thousands—of dollars. A comprehensive travel insurance can provide trip cancellation coverage for the traveler’s vacation investment—the insurance company reimburses the traveler for all prepaid, nonrefundable and unused payments or deposits for a covered reason. 
Q. How does trip cancellation and interruption coverage work? 
A. It reimburses for prepaid, nonrefundable, unused payments or deposits if the traveler must cancel or interrupt their trip due to a covered reason. 
Q. What other coverage is typically included in a travel insurance plan?
A. In addition to trip cancellation and interruption, the more comprehensive travel insurance plans available today may also cover emergency medical expenses; emergency medical transportation, when ordered by a doctor, to the nearest adequate medical facility. Reimbursement for additional accommodations, meals and local transportation expenses incurred due to travel delays. Reimbursement for the purchase of essential items if baggage is delayed; and coverage against lost, stolen or damaged baggage. 
Q. Does travel insurance cover terrorism? 
A. Many travel insurance policies do not cover terrorism, or only cover terrorist acts that occur on foreign soil. 
Q. How much does travel insurance cost? 
A. The cost of travel insurance is based, in most cases, on the value of the trip, the length of the trip and the plan purchased.
Travel Insurance
 
Regardless who you buy your travel insurance from, please make sure you do buy it as it is important for peace of mind and knowing that if you miss connection, lose you luggage, suffer delays or have medical emergencies, you will be protected. We highly recommend travel insurance.
 
 
Why should I buy travel insurance?
 
Travel insurance provides cover for unexpected expenses due to unforseen problems such as a cancelled flight, lost luggage, serious illness and even terrorist acts or the bankruptcy of a travel supplier. If an illness or accident means that a trip has to be cancelled, the major financial losses are prepaid or unused payments and medical expenses that may not be covered by medical insurance.
 
What happens if I have to cancel my trip?
 
If you have to cancel your trip, you will lose your deposits and non-refundable payments which can often be very high. If you have comprehensive travel insurance, the insurance company can reimburse you for all these expenses if you have a covered reason.
 
How does trip cancellation and interruption coverage work? 
 
The insurance company reimburses you for prepayments, deposits and non-refundable payments if you have to interrupt or cancel your trip for a covered reason.
 
What else is usually covered in a travel insurance plan?
 
As well as the cancellation and interruption cover, most comprehensive plans cover emergency medical expenses and transportation to the nearest medical facility when ordered by a doctor. It also covers reimbursement for additional accommodation and meals and transportation due to travel delays and reimbursement for essential items for delayed luggage and loss cover for lost, stolen or damaged luggage.
 
Are acts of terrorism covered by travel insurance?
 
Many travel insurance policies do not cover acts of terrorism or at best, only acts that happen on foreign soil.
 
What is the cost of travel insurance?
 
The cost of travel insurance depends on the length of the trip, the value of the trip, the destination of the trip and the particular plan purchased.